South Florida Real Estate Homes For Sale, Fort Lauderdale and other Cities.: Broward homes

Thursday, May 2, 2024

Steps to Owning a Home in South Florida

South Florida, especially Broward County, is one of the most coveted locations in the world! Real Estate investment has proven over time that it does well here.

Owning a home is a significant milestone in many people's lives. Here are the general steps to guide you through the process:

Assess Your Finances

Determine your budget and financial readiness for homeownership. Calculate how much you can afford for a down payment, monthly mortgage payments, property taxes, insurance, and maintenance costs.

Save for a Down Payment

Start saving for a down payment, typically ranging from 3% to 20% of the home's purchase price, depending on the type of mortgage you choose.

Check Your Credit Score

A good credit score is crucial for getting a favorable mortgage rate. Check your credit report for any errors and work on improving your credit score if necessary.

Get Pre-approved for a Mortgage

Visit multiple lenders or mortgage brokers to get pre-approved for a mortgage loan. Pre-approval will give you an idea of how much you can borrow and show sellers that you're a serious buyer.

Start House Hunting

Work with a real estate agent to search for homes that meet your criteria. Consider factors such as location, size, amenities, and price.

Make an Offer

Once you find a home you like, work with your real estate agent to make an offer to the seller. Your offer should be based on market research, comparable home sales, and your budget.

I’ll insert some special wording in the offer to protect you.

Negotiate Terms

Be prepared to negotiate with the seller on price, contingencies, and other terms of the sale. Your real estate agent can help you navigate this process.

Have the Home Inspected

Hire a professional home inspector to thoroughly examine the property for any issues or defects. Use the inspection report to negotiate repairs or request a price reduction if necessary.

I know of a Home Inspection company that provides the Home inspection and a free 4-point inspection that you will need for you insurance.

Finalize Your Mortgage

Work with your lender to finalize your mortgage loan. Provide any additional documentation they require and complete the underwriting process.

I have an excellent Mortgage Broker on my team that will be happy to provide you with a PQ or Prequalification Letter in a matter of hours. Contact me and I will send you the contact information.

Close on the Property

Once your mortgage is approved, you'll schedule a closing date with the seller and your lender. At the closing, you'll sign all the necessary paperwork, pay closing costs, and officially take ownership of the property.

How Real Estate is Sold in Florida – What I can Do for You:

There is a "Listing Agent" and a "Buyer's Agent", all offers are presented to the Listing Agent by the Buyer's Agent, and he must present all offers to the Sellers.

Sometimes the listing agent is looking out for the interests of the Sellers, this is especially true at open houses, while I will be looking out for yours.

I'll insert special wording in your Offer to Purchase with your protection in mind, I want to make your Home Buying Journey as easy and enjoyable as possible.

When closing on your home the title company asks for your driver license as an ID it is important that that is the name that appears on the Offer to Purchase and ultimately on the deed.

Is Now the Right time to Buy?

Now days the Offer to Purchase and all related documents are signed electronically, it's convenient and efficient this way.

The E-sign Act of June 2000 Granted Electronic Signatures the same Legal Status as Handwritten Signatures throughout the US.

How Much will my Fort Lauderdale Home be worth in 10 years?

In the period of time from 2018 to 2023 Residential Real Estate Prices increased by a whopping 20% per year or close to 100% by 2023.

Is as though the world has taken notice and every one wants to move to Fort Lauderdale and nearby cities!

Going with a very conservative appreciation rate for Homes of 3.5% per year you can expect a $500K Home to appreciate to:

5 years $594K

10 years $706K

20 years $1 Million

Due to low interest rates and other issues home values in Broward County FL increased by at least 20% in 2021, so as you can see this is a conservative estimate of future value, we might get another interest rate decrease soon, we’ll have to wait to see how the home market will react, it is impossible to predict the future, we can only look back.

Move In

Congratulations! Once the closing process is complete, you can move into your new home and start making it your own.

See Details, I will Contribute 10% of my Professional Fee toward your Closing Costs!

How to Get Ready to Buy:

Change the Price Range if you need to.

Click Here to See Fort Lauderdale Homes for Sale

Thank you for the trust placed in me,

Antonio Ortega, LLC

www.AntonioOrtegaLLC.com For Residential Properties

www.AntonioOrtegaLLC.net For Commercial Properties

Visit our Secure Website often: www.SouthBrowardHomesbyTony.com

Antonio Ortega LLC Licensed Real Estate Professional with Global Luxury Realty

P.S. Be it today, tomorrow or six months from now, I'm prepared to offer you dedicated extraordinary service.

Click Here to Contact Us

AntonioOrtegaLLC.com

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Saturday, April 6, 2019

Spring Cleaning Get Your Home Ready For The Summer

I developed a tremendous appreciation for Spring from living in Michigan for 12 years I always felt that I was being renewed and looked to the summer with anticipation, now many years later I feel the same although I now live in South Florida.

I remember how everyone cleaned their houses thoroughly before summer came!

Spring Cleaning Checklist

It's time for spring cleaning. This is the time of year for deep cleaning that you don't have time for on a regular basis. If the task seems too large, why not break it up into several weekends so you don't become overwhelmed? One of the reasons to perform intensive spring cleaning is to perform maintenance and upkeep checks--making sure that your appliances are working properly.

We'll start on the outside and move our way in. Be sure to get the whole family involved--many hands make light work. Turn it into a yearly tradition, a signal that summer fun is almost here.

First, a few rules: Never mix cleaning products. Bleach plus with ammonia can equal death. Start at the top and work your way down. Inventory your cleaning supplies and products and make sure you have enough--garbage bags, vacuum bags, paper towels, rags, rubber gloves, etc. Take them with you in a bucket or other container so you won't have to go searching for what you need. Have plenty of cold water and high-energy snacks on hand (nuts, dried fruit, cheese, vegetables) to fuel your endeavor.

Tackle the garage. Appraise your tool collection--get rid of tools you don't use or that are rusted or beyond repair. Make a pile of things to sell in the garage sale and things to haul to the dump. Install pegboard with hooks on the walls to hang tools and implements. Make a special place for outdoor toys, bikes, scooters, skates, etc. Finish by sweeping and spraying the floor.

Inspect the roof for loose shingles, for mushy places, for debris. Get the hose up there and spray it off. Remove debris from gutters. Ensure that gutters aren't loose or in disrepair.

The True Value of Your Home in South FL

Examine exterior paint, brick or siding. Touch it up if needed. Check window screens for needed repairs or replacement, then power wash the outside of the house, including windows.

Clean up woodpiles and other debris which serve as homes for pests.

Check your lawn sprinkler system for maintenance problems.

Drain all sediment from your hot water heater.

Perform maintenance on home cooling systems, air conditioning or swamp coolers before hot weather warrants their use.

Go through each bedroom closet. Box up any clothing that has not been worn for more than two years and donate it to a local charity. Perform repairs (sewing buttons, fixing hems, stain removal) before storing winter clothes.

Dry clean winter coats and donate those that haven't been worn.

Using a vacuum hose, dust out each closet thoroughly--walls, shelves, ceilings, floors.

Using a telescoping vacuum extension, sweep away all cobwebs and dust near the ceilings.

Throughout the house, remove all wall decorations and wash down the walls throughout the house using 1/2 cup ammonia, 1/4 cup white vinegar and 1/4 cup baking soda to 1 gallon of warm water.

Vacuum-dust all baseboards and wash them down using the above solution.

Wash all inside windows. Vacuum out the tracks. Vacuum/wash/dry clean all window coverings.

Dust and wash light fixtures and chandeliers. Vacuum lampshades. Replace light-bulbs.

Wash all knickknacks. Vacuum books and bookshelves.

Dust and wash down all interior doors.

Remove heat registers, dust and wash thoroughly.

Clean out and reorganize the linen closet. Repair fraying towels and washcloths or throw them out and replace.

with a vacuum brush, remove hair stuck to walls and ceiling by hair dryers and hair spray.

Deep clean shower, toilet, floor and sink.

Inventory the medicine cabinet and toss expired medicines.

Defrost freezer (if needed) and wash out refrigerator. Toss out expired foods.

Remove screen on stove fan and wash. Clean oven and soak stove rings and drip pans.

Go through your kitchen appliances, clean thoroughly and get rid of ones you no longer use regularly.

Use your vacuum on the front of the coils and motor to remove dust and dirt.

Launder all quilts, blankets, comforters and bedspreads. Turn mattresses.

Move furniture to the center of each room and vacuum thoroughly. Shampoo carpets.

Inventory the contents of each room. Force yourself to get rid of the things you don't need.

Have a garage sale.

Put the proceeds toward a family vacation, or visit a local amusement park, water park or favorite restaurant to celebrate the beginning of summer.

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Broward Homes For Sale – Find your Dream Home