Showing posts with label Weston. Show all posts
Showing posts with label Weston. Show all posts

Tuesday, February 16, 2021

Don't be Unpleasantly Surprised When you Close on your Home

When you are buying a property in Broward County Florida, you assume that the previous owner is up to date paying their taxes, and that they do not owe for any past repairs (Mechanic’s Liens). You may also assume that they have closed all Opened Permits, Code Violations, etc. Unfortunately, often this is not true, and this has led to horror stories for countless amounts of buyers.



Most of these nightmares could be traced back to the fact that not enough attention was paid to details before presenting an Offer to Purchase. Once you close and the property is transferred to you, you inherit all the existing problems, Liens, Open Permits, etc.




Most Real Estate Agents tend to disregard these problems, I’ll address these possible problems, when we present the Offer to Purchase. I am not in this just to make a commission. To avoid these problems, I will make a priority to insert special wording into the offer to keep you safe, and to get you into the home of your dreams.


 



Thank you,

                   
        
Visit our Website:  www.SouthBrowardHomesbyTony.com

Antonio Ortega LLC Licensed Real Estate Professional

Text or Call 954-648-6095

Global Luxury Realty, LLC



Click Here to Contact Us







       Join us on Social Media













Tuesday, June 30, 2020

How Private Mortgage Insurance Works PMI


PMI

You might have heard that you need to pay for PMI or Private Mortgage insurance and here is why.

If coming up with 20% as a down payment for your new home isn't a reality, that doesn't mean your dream of buying a new home is on hold.

Lenders may offer you the opportunity to finance your home with a lower down payment, but they will likely require you to carry Private Mortgage Insurance (PMI). Simply put, PMI protects a lender from borrower defaults. Your monthly PMI fee will be paid along with your mortgage and increase your overall cost of homeownership.

The good news is that carrying PMI will not be required for the entire length of your mortgage. Once the value of your home has appreciated enough or you've paid enough against the principal value of your mortgage, your lender will allow you to cancel your PMI policy.

Still shopping for a mortgage and a new home? I'd love to touch base with you and learn more about the options you're considering.

I have an excellent Mortgage Broker / Lender on my Team, that I have used on many transactions, he has made all transactions go smoothly.



How To Improve Your Credit


 South Broward Homes For Sale By City Or Zip Code from Tony Ortega on Vimeo.


Please work with me as your Realtor exclusively, I'll stay with you until we find your Home.

Stay Safe and Healthy

                   
        
Visit our Website:  www.SouthBrowardHomesbyTony.com

Antonio Ortega LLC Licensed Real Estate Professional

Text or Call 954-648-6095

Global Luxury Realty, LLC




Click Here to Contact Us







South Broward Homes For Sale, Private Mortgage Insurance, PMI, Broward, Fort Lauderdale, Plantation, Davie, Hollywood, Southwest Ranches, Cooper City, Weston, buy a home, search MLS Listings








Tuesday, January 21, 2020

Home Buyers Important Information



Hollywood, FL Homes For Sale
By now you should have looked at some of the listings I’m sending you and realize that they are updated every few hours, so that you’re always looking at current information.

Home Loans Interest Rates are low, save thousands if you buy now before they go back up.

There are a few methods for roughly estimating how much home you can afford. Ideally house payment should be no more than 25% of your gross monthly income (before taxes and deductions).

Now days a lots of people pay more than this 25% in house payments, 35% is not unheard of.

As interest rates climb the market will correct by moderating home prices, most buyers buy when they need to regardless of interest rates.


You can enter a Zip Code or City in the Search or "Discover Your Dream Home" on our main secure site and it will pull up all the Home Listings for sale in that zip code or City.

Save time click on the Heart by the pictures on the Listings I'm sending you of Homes that you like, this will place these Homes in your favorites, and they will be easier to find later, once we start looking at homes, I find that most of my customers end up choosing one of these Homes.

I can help you weather you're Buying or Selling your Home Commercial Property or Business Opportunity.

How Real Estate is Sold in Florida – What I can Do for You:

There is a Listing Agent and a Buyer's Agent, all offers are presented to the Listing Agent by the Buyer's Agent and the listing agent must present all offers to the Sellers.

Sometimes the listing agent is looking out for the interests of the Sellers, especially true at open houses, while I will be looking out for your interests.

I'll insert special wording in your Offer to Purchase with your protection in mind,  I want to make your Home Buying Journey as easy and enjoyable as possible.

PQ Letter or Pre-qualification Letter - Proof of Funds Letter if Paying Cash

I strongly suggest that you get a Pre-qualification letter or Proof of Funds Letter if Paying Cash, increasingly seller and sellers' agents prefer qualified clients, they don't want to be showing the houses to people that don't have a PQ Letter or Proof of Funds Letter.

Sellers don’t want to take their property off the market unless they know that the buyer is pre-qualified or pre-approved, so it’s very important to have one if you want your offer to be taking seriously.

Plantation, FL Homes For Sale

I have a Mortgage Broker / Lender on my Team, that I have used on many transactions, he has made all transactions go smoothly.

Nowadays the Offer to Purchase and all related documents are signed electronically, it's convenient  and efficient this way.

The E-sign Act Granted Electronic Signatures the same Legal Status as Handwritten Signatures throughout the US

We use Dotloop for E-Sign





How To Improve Your Credit





As soon as you get your house keys check with your local Tax Office to see how much you can save on taxes, sometimes there are deadline for filing, here in Broward it is BCPA.net

See Details, I will Contribute 10% of my Professional Fee toward your Closing Costs!


Antonio Ortega, LLC



                   
        
www.AntonioOrtegaLLC.com     For Residential Properties

www.AntonioOrtegaLLC.net       For Commercial Properties
        
Visit our Website:  www.SouthBrowardHomesbyTony.com

Antonio Ortega LLC Licensed Real Estate Professional with Global Luxury Realty

Text or Call 954-648-6095



Click Here to Contact Us

South Broward, FL Homes For Sale











Friday, May 31, 2019

Sell Fast and Save Big - Why Market Exposure is Important


Homes are getting top dollar now!

I can sell your home quickly, I don’t believe in listing your home and just letting it sit there hoping that it would sell, I’ll have some beautiful pictures taken, to bring out the best in your home and I will advertise it if your homes qualify.

Lets sell your Home within a short amount of time, so you can save big in Mortgage Payments, Insurance and Taxes, combined it adds up to a sizable amount if your Home stays on the market long.



I'll Tell you more when we meet, I'd like to Preview your Home soon, to see the upgrades that you have done to your Home, and your specific location. we'll work out the Absorption Rate and other important information for your area.

Ask us for a Home Valuation if we haven't already done one for you, we'll follow it up with homes that have sold recently or are on the market now, similar in size to yours, so you will always have an idea as to your home's value.

I Speak English, Spanish and Some French, the Languages most Spoken in Broward County, for effective communication with all my clients and agents.

Through our connections we’ll enlist the Help of 1000’s of Local Real Estate Agents, in our immediate area alone there's more than 50,000 agents.

I’ll do Local Advertising and add your listing to the most popular National and International Home Search Sites.

Massive Market Exposure 250 Associations throughout the US.

My degree of Participation allows me to offer my clients Massive Market Exposure.


Your home will be featured in over 700 of the Nation’s and the World’s Best Home Search Sites and in different languages because most of the world is interested in South Florida.












We'll Show you How to Prepare your Home For Sale you don't have to spend a lot put money in improvements that will get you the most bang for your dollar.














Through our Professional Worldwide Connections your Home will be seen by potentially over a Million Cooperating Real Estate Agents.




Please give me a couple of days after you contact me to prepare a specific plan for selling your Home.







International Referral Network there are many international buyers looking to buy property in South Florida.

I have a Mortgage Broker / Lender on my team, he does anything from small loans to multi-million dollar loans including international, he's ready to assist our buyers with the finance questions they might have to purchase your Home. 

See Details, I will Contribute 10% of my Professional Fee toward your Closing Costs!

We'll focus on generating the most showings possible to get you:

The offer that you want at a price that you want with the terms that you want.

Ask us for a Home Valuation if we haven't already done one for you,






              

www.AntonioOrtegaLLC.com     For Residential Properties

www.AntonioOrtegaLLC.net       For Commercial Properties
             
        Visit our Website:  www.SouthBrowardHomesbyTony.com

Antonio Ortega LLC Licensed Real Estate Professional with Global Luxury Realty

Text or Call 954-648-6095



Click Here to Contact Us